San Diego Chapter 7 Bankruptcy Attorney

Eliminate Your Debts and Get a New Start in Life

Chapter 7 bankruptcy is also known the "debt liquidation" bankruptcy because especially those people who have few assets, all or most of their unsecured debts will be eliminated (discharged) giving them a chance to start a new life, debt free.  Chapter 7 is the most common type of bankruptcy and can often be completed in about 3 to 4 months.  To find how Chapter 7 bankruptcy could help you, call and speak to a knowledgeable San Diego bankruptcy lawyer at San Diego Bankruptcy Pros. 

Chapter 7 bankruptcy can be very helpful for anyone who, after losing a job or some other unexpected financial circumstance, finds themselves drowning in debt.  After filing and supplying financial records that show all your current income, assets, debts and other liabilities, the court will issue an automatic "stay" which stops all of your creditors or collection agencies from contacting you any further.  We understand the intense pressure and constant stress falling behind on your bills can cause.  Ending all of the collection calls is just the first big relief that Chapter 7 bankruptcy protection will bring you.

Meet with an Experienced Bankruptcy Lawyer in San Diego

When you come to our offices and meet with one of our skilled bankruptcy lawyers they will begin by answering your questions and then reviewing your financial situation.  Bankruptcy isn't for everyone and there are alternate methods of debt relief if it is determined that bankruptcy isn't the best choice for you.  Chapter 7 is the most common type of bankruptcy and helps when an individual has few assets besides their home, vehicle and personal possessions.  Most people are able to keep all of their assets while all their credit cards, medical bills and other unsecured debts are discharged (cancelled) by the court.  This allows them a fresh start in life, debt free.  There are certain types of debts such child support, alimony, school loans and certain taxes that cannot be included in your settlement.  It will also be required that you attend an approved credit counseling program to help you learn how to handle your finances and budget more wisely once your bankruptcy is complete.

Contact a San Diego bankruptcy attorney to schedule a free debt evaluation and find out more about bankruptcy protection.