San Diego Wage Garnishment Lawyer
Forms of Garnishment
Wage garnishment can occur in any situation where you have overdue outstanding debts. A creditor simply files a lawsuit against you, which is in most cases easy for them to win as you legally owe them money which has not been paid. When this is complete they can request wage garnishment and once approved, money can be taken from your wages before it ever reaches you in order to satisfy the debt. This not only applies to personal loans and credit cards but debts relating to such things as unpaid rent, small claims matters, personal injury judgments and more.
Not only are your wages at risk but so are the balances of your bank accounts. Even your tax returns may be applied to an outstanding loan rather than being delivered to you. The government may also impose wage garnishment for unpaid taxes. Garnishments can cause complicated issues for you beyond the financial problems you were already experiencing. You can suddenly find yourself with a much lower income each week, with no prediction or control over your personal finances. If you have had a garnishment imposed, or even if you have outstanding debts which lay you open to this possibility, a San Diego bankruptcy attorney right away.
What Can Be Done
At San Diego Bankruptcy Pros, we empathize with what you are going through and will do all we can to improve your situation. It is important that we are brought on to help you as soon as possible, as steps may be taken to prevent a garnishment. We can review your financial details and determine the best strategy for debt recovery given your circumstances and financial goals. This may include debt settlement,
debt consolidation or other options. If garnishments have already begun, a
bankruptcy may be a viable option. Once you file for bankruptcy, garnishments must immediately cease and you can concentrate on building a brighter financial future.
Contact a San Diego wage garnishment lawyer
if you have overdue debts or have had a garnishment action implemented against you.
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