Creditor Harassment Lawyer in San Diego

Unfair Debt Collection Practices

Harassment by creditors and debt collection agencies is illegal per state law and the Fair Debt Collection Practices Act (FDCPA).  Harassment includes such actions as calling too frequently or at obviously inconvenient times or inappropriate locations.  Debt collectors must not speak to you abusively or make threats regarding actions they have no intention of carrying out.  They may not contact other individuals unrelated to your account regarding the collection of your debt.  If you are experiencing this kind of treatment by a creditor, a San Diego bankruptcy attorney can defend your rights.

Your Rights and Options

At San Diego Bankruptcy Pros, we feel it is important to protect you from being treated in such a degrading manner.  No matter your financial status, you deserve to be treated fairly and with respect.  Not only is such treatment degrading, it can also contribute to job loss, marital stress and invasion of privacy.  It was these effects and the high incidence of this type of activity which prompted government regulation of the debt collection industry.

It is important to remember that you are not alone.  Many others have experienced the same and many have been protected due to the related legislation and help from a knowledgeable attorney.  You even have the right to sue those in breach of the laws relating to debt collection practices.  Another option which may assist you to avoid the possibility of such situations is bankruptcy.  As soon as you file for bankruptcy, debt collectors must by law cease all efforts to recover the debt.  While this should not be required in order to stop harassment, it can be the best overall solution in certain circumstances.  When you consult with us we will help to determine the best approach to your individual case.

Contact a San Diego creditor harassment lawyer is you are experiencing harassment by debt collectors.