Loan Modification Attorney in San Diego
Are you facing foreclosure?
The possibility of a home foreclosure can be distressing and create considerable anxiety. If you are behind on your mortgage contact a San Diego bankruptcy lawyer to determine if you qualify for a loan modification to reduce your monthly payments. A proven bankruptcy attorney can discuss the loan modification process in detail and prepare the documents needed for your application.
San Diego Bankruptcy Pros is an experienced bankruptcy firm that can help prevent the loss of your home with a mortgage loan modification. We can ensure there are no mistakes made on your application, and help negotiate the new terms of your loan. While most modifications involve a reduction in interest rates, occasionally a lender will agree to reduce the loan's principal. Our firm will advocate for the best possible modification to stop a foreclosure from occurring.
San Diego Loan Modification Lawyer
There are many ways to prevent a foreclosure, including loan modification. Attorney Jon Cooper is highly adept at foreclosure defense, and can discuss all of your legal options, such as a
short sale, forbearance,
deed in lieu and filing a lawsuit against the lender due to:
- Irregular lending practices
- Unreasonable loan terms
- Payments that were lost or misapplied
Mr. Cooper can also explain the advantages of
filing a bankruptcy petition, which would result in the issuing of an automatic stay that would immediately stop foreclosure actions. He can determine if you qualify for
Chapter 7 or
Chapter 13 debt relief, and give you useful advice regarding your financial situation and
how to get out of debt.
Contact a San Diego bankruptcy lawyer
from our firm if you are behind on your mortgage payments to find out if you qualify for a loan modification and how to submit an application.
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